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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,882 | $132,099-92.5% | $115,599-91.5% | $138,895-92.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 16.09% | 176.76%-160.7pp | 111.10%-95.0pp | 145.39%-129.3pp |
| Employer contribution / active EE | $2,101 | $3,416-38.5% | $2,955-28.9% | $4,194-49.9% |
| Participant deferral / active EE | $2,623 | $5,617-53.3% | $4,889-46.4% | $6,396-59.0% |
| Admin fee / account holder | $864 | $15,650-94.5% | $12,841-93.3% | $12,562-93.1% |