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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,242 | $135,956-43.9% | $123,894-38.5% | $273,972-72.2% |
| Participation rate | 64.3% | 84.1%-19.8pp | 81.4%-17.1pp | 83.0%-18.7pp |
| Annual return | 8.50% | 56.63%-48.1pp | 47.52%-39.0pp | 41.46%-33.0pp |
| Employer contribution / active EE | $2,109 | $5,170-59.2% | $4,617-54.3% | $4,869-56.7% |
| Participant deferral / active EE | $4,901 | $6,343-22.7% | $5,984-18.1% | $5,287-7.3% |
| Admin fee / account holder | $939 | $9,817-90.4% | $8,357-88.8% | $10,133-90.7% |