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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $733,799 | $148,582+393.9% | $135,942+439.8% | $139,456+426.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 9.87% | 79.26%-69.4pp | 68.28%-58.4pp | 373.45%-363.6pp |
| Employer contribution / active EE | $16,000 | $5,245+205.1% | $4,858+229.4% | $4,753+236.7% |
| Participant deferral / active EE | $20,150 | $8,101+148.7% | $7,759+159.7% | $6,711+200.2% |
| Admin fee / account holder | $7,412 | $12,402-40.2% | $10,764-31.1% | $11,407-35.0% |