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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,168 | $95,917-30.0% | $79,583-15.6% | $134,545-50.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -13.51% | -2.70%-10.8pp | 0.16%-13.7pp | 418.37%-431.9pp |
| Employer contribution / active EE | $28,880 | $3,129+822.9% | $2,414+1096.5% | $4,742+509.1% |
| Participant deferral / active EE | $24,622 | $4,694+424.5% | $3,986+517.8% | $6,401+284.6% |
| Admin fee / account holder | $1,587 | $9,132-82.6% | $6,835-76.8% | $11,431-86.1% |