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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,306 | $70,418+5.5% | $96,570-23.1% | $85,847-13.4% |
| Participation rate | 96.3% | 61.8%+34.5pp | 69.8%+26.5pp | 69.3%+27.0pp |
| Annual return | 10.48% | 18.59%-8.1pp | 37.79%-27.3pp | 318.61%-308.1pp |
| Employer contribution / active EE | $5,467 | $1,413+286.8% | $2,357+131.9% | $2,565+113.1% |
| Participant deferral / active EE | $4,748 | $2,894+64.1% | $3,849+23.3% | $3,952+20.1% |
| Admin fee / account holder | $443 | $4,995-91.1% | $6,182-92.8% | $6,261-92.9% |