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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,588 | $167,415-66.2% | $140,514-59.7% | $198,609-71.5% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 16.18% | 13.85%+2.3pp | 14.36%+1.8pp | 202.70%-186.5pp |
| Employer contribution / active EE | $2,318 | $4,088-43.3% | $3,378-31.4% | $5,055-54.2% |
| Participant deferral / active EE | $8,008 | $5,579+43.5% | $4,919+62.8% | $6,977+14.8% |
| Admin fee / account holder | $1,000 | $16,730-94.0% | $13,697-92.7% | $19,030-94.7% |