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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,588 | $136,860-58.7% | $120,344-53.0% | $154,746-63.4% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 16.18% | 21.38%-5.2pp | 20.30%-4.1pp | 172.34%-156.2pp |
| Employer contribution / active EE | $2,318 | $3,533-34.4% | $3,020-23.3% | $4,379-47.1% |
| Participant deferral / active EE | $8,008 | $5,793+38.2% | $5,135+55.9% | $6,730+19.0% |
| Admin fee / account holder | $1,000 | $15,393-93.5% | $12,742-92.1% | $14,365-93.0% |