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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,817 | $135,956+37.4% | $123,894+50.8% | $273,972-31.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 14.01% | 56.63%-42.6pp | 47.52%-33.5pp | 41.46%-27.4pp |
| Employer contribution / active EE | $3,129 | $5,170-39.5% | $4,617-32.2% | $4,869-35.7% |
| Participant deferral / active EE | $12,781 | $6,343+101.5% | $5,984+113.6% | $5,287+141.7% |
| Admin fee / account holder | $7,585 | $9,817-22.7% | $8,357-9.2% | $10,133-25.1% |