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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,786 | $42,383-53.3% | $76,523-74.1% | $64,181-69.2% |
| Participation rate | 44.4% | 58.1%-13.7pp | 68.0%-23.6pp | 69.6%-25.1pp |
| Annual return | -16.48% | -16.54%+0.1pp | -0.27%-16.2pp | 7.63%-24.1pp |
| Employer contribution / active EE | $855 | $1,563-45.3% | $2,647-67.7% | $2,381-64.1% |
| Participant deferral / active EE | $2,716 | $2,566+5.8% | $3,835-29.2% | $3,470-21.7% |
| Admin fee / account holder | $291 | $3,198-90.9% | $4,848-94.0% | $4,887-94.1% |