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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,863 | $27,632-86.0% | $61,452-93.7% | $68,486-94.4% |
| Participation rate | 15.2% | 39.5%-24.3pp | 52.6%-37.4pp | 67.9%-52.7pp |
| Annual return | -16.16% | -13.24%-2.9pp | 338.96%-355.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $171 | $696-75.4% | $1,160-85.2% | $2,597-93.4% |
| Participant deferral / active EE | $332 | $1,264-73.7% | $2,125-84.4% | $4,028-91.7% |
| Admin fee / account holder | $2,117 | $2,010+5.3% | $2,131-0.7% | $5,404-60.8% |