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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,390 | $90,606-74.2% | $79,466-70.6% | $135,379-82.7% |
| Participation rate | 41.7% | 76.0%-34.4pp | 73.3%-31.7pp | 82.6%-41.0pp |
| Annual return | -2.52% | 977.69%-980.2pp | 718.28%-720.8pp | 519.79%-522.3pp |
| Employer contribution / active EE | $612 | $3,068-80.1% | $2,800-78.1% | $4,779-87.2% |
| Participant deferral / active EE | $1,609 | $4,050-60.3% | $3,704-56.6% | $5,609-71.3% |
| Admin fee / account holder | $44,257 | $5,895+650.8% | $5,104+767.1% | $10,828+308.7% |