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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,478 | $90,486-14.4% | $78,676-1.5% | $273,972-71.7% |
| Participation rate | 37.5% | 76.5%-39.0pp | 73.6%-36.1pp | 83.0%-45.5pp |
| Annual return | 4.11% | 75.62%-71.5pp | 62.19%-58.1pp | 41.46%-37.3pp |
| Employer contribution / active EE | $348 | $3,175-89.0% | $2,850-87.8% | $4,869-92.8% |
| Participant deferral / active EE | $1,687 | $3,901-56.7% | $3,517-52.0% | $5,287-68.1% |
| Admin fee / account holder | $39 | $5,263-99.3% | $4,510-99.1% | $10,133-99.6% |