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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,184 | $110,278+82.4% | $95,740+110.1% | $139,466+44.3% |
| Participation rate | 88.2% | 75.7%+12.5pp | 72.3%+16.0pp | 80.3%+7.9pp |
| Annual return | 25.44% | 27.19%-1.8pp | 28.41%-3.0pp | 373.66%-348.2pp |
| Employer contribution / active EE | $1,662 | $3,260-49.0% | $2,836-41.4% | $4,754-65.0% |
| Participant deferral / active EE | $3,608 | $4,674-22.8% | $4,244-15.0% | $6,712-46.2% |
| Admin fee / account holder | $1,337 | $6,613-79.8% | $5,676-76.4% | $11,409-88.3% |