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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,300 | $106,557-0.2% | $91,227+16.5% | $134,545-21.0% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -21.33% | 160.81%-182.1pp | 114.14%-135.5pp | 418.37%-439.7pp |
| Employer contribution / active EE | $2,011 | $3,332-39.6% | $2,851-29.5% | $4,742-57.6% |
| Participant deferral / active EE | $4,013 | $4,719-15.0% | $4,234-5.2% | $6,401-37.3% |
| Admin fee / account holder | $2,348 | $6,235-62.3% | $5,423-56.7% | $11,431-79.5% |