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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,316 | $110,093+56.5% | $97,295+77.1% | $145,897+18.1% |
| Participation rate | 94.1% | 75.9%+18.2pp | 72.7%+21.5pp | 80.3%+13.8pp |
| Annual return | 16.54% | 244.76%-228.2pp | 75.62%-59.1pp | 552.29%-535.8pp |
| Employer contribution / active EE | $2,171 | $3,077-29.4% | $2,723-20.3% | $4,663-53.4% |
| Participant deferral / active EE | $4,291 | $4,678-8.3% | $4,264+0.6% | $6,689-35.9% |
| Admin fee / account holder | $1,760 | $6,212-71.7% | $5,646-68.8% | $13,390-86.9% |