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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,958 | $101,618+139.1% | $93,063+161.1% | $137,256+77.0% |
| Participation rate | 94.4% | 74.9%+19.5pp | 72.1%+22.3pp | 80.0%+14.5pp |
| Annual return | 17.45% | 223.95%-206.5pp | 34.15%-16.7pp | 220.34%-202.9pp |
| Employer contribution / active EE | $1,978 | $2,707-26.9% | $2,476-20.1% | $4,156-52.4% |
| Participant deferral / active EE | $5,613 | $4,279+31.2% | $3,958+41.8% | $6,407-12.4% |
| Admin fee / account holder | $2,010 | $6,198-67.6% | $6,033-66.7% | $12,270-83.6% |