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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,865 | $83,369+76.2% | $105,223+39.6% | $67,986+116.0% |
| Participation rate | 82.0% | 56.3%+25.7pp | 75.0%+7.0pp | 57.2%+24.8pp |
| Annual return | 11.24% | 24.64%-13.4pp | 180.65%-169.4pp | 31.67%-20.4pp |
| Employer contribution / active EE | $16,910 | $2,541+565.6% | $3,689+358.4% | $2,019+737.6% |
| Participant deferral / active EE | $1,335 | $3,295-59.5% | $5,072-73.7% | $3,358-60.2% |
| Admin fee / account holder | $11,321 | $4,073+178.0% | $8,859+27.8% | $3,203+253.4% |