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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,455 | $176,402-90.1% | $134,162-87.0% | $158,966-89.0% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 0.00% | 63.66%-63.7pp | 36.35%-36.3pp | 302.95%-302.9pp |
| Employer contribution / active EE | $5,394 | $5,042+7.0% | $3,705+45.6% | $4,762+13.3% |
| Participant deferral / active EE | $12,500 | $4,093+205.4% | $3,500+257.2% | $5,983+108.9% |
| Admin fee / account holder | $957 | $8,719-89.0% | $6,685-85.7% | $11,250-91.5% |