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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,905 | $95,415+4.7% | $185,851-46.2% | $85,851+16.4% |
| Participation rate | 76.1% | 68.8%+7.3pp | 81.7%-5.6pp | 69.3%+6.8pp |
| Annual return | 19.28% | 23.59%-4.3pp | 122.11%-102.8pp | 318.63%-299.4pp |
| Employer contribution / active EE | $2,980 | $3,314-10.1% | $5,168-42.3% | $2,565+16.2% |
| Participant deferral / active EE | $7,181 | $3,424+109.8% | $5,569+29.0% | $3,952+81.7% |
| Admin fee / account holder | $13,229 | $7,215+83.4% | $16,245-18.6% | $6,261+111.3% |