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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,549 | $55,470-50.3% | $155,556-82.3% | $74,478-63.0% |
| Participation rate | 66.7% | 61.9%+4.8pp | 78.2%-11.6pp | 67.2%-0.6pp |
| Annual return | 13.02% | 269.80%-256.8pp | 64.84%-51.8pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $1,453 | $2,267-35.9% | $4,675-68.9% | $2,626-44.7% |
| Participant deferral / active EE | $2,403 | $2,838-15.3% | $5,631-57.3% | $4,350-44.8% |
| Admin fee / account holder | $1,300 | $1,744-25.5% | $15,885-91.8% | $1,946-33.2% |