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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,027 | $144,130-61.8% | $117,861-53.3% | $147,586-62.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 5.13% | 531.20%-526.1pp | 335.11%-330.0pp | 578.59%-573.5pp |
| Employer contribution / active EE | $6,122 | $4,897+25.0% | $3,786+61.7% | $4,876+25.5% |
| Participant deferral / active EE | $4,258 | $5,316-19.9% | $4,482-5.0% | $5,439-21.7% |
| Admin fee / account holder | $22,007 | $10,887+102.1% | $8,021+174.4% | $10,886+102.2% |