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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,800 | $103,038+12.4% | $90,324+28.2% | $152,909-24.3% |
| Participation rate | 85.7% | 75.9%+9.8pp | 73.3%+12.4pp | 82.5%+3.3pp |
| Annual return | 19.24% | 95.25%-76.0pp | 78.15%-58.9pp | 345.46%-326.2pp |
| Employer contribution / active EE | $2,521 | $3,141-19.7% | $2,856-11.7% | $4,764-47.1% |
| Participant deferral / active EE | $5,469 | $4,282+27.7% | $3,885+40.8% | $5,851-6.5% |
| Admin fee / account holder | $15,618 | $6,177+152.8% | $5,356+191.6% | $11,601+34.6% |