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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,010 | $84,685-2.0% | $73,836+12.4% | $125,389-33.8% |
| Participation rate | 66.7% | 76.8%-10.1pp | 73.4%-6.8pp | 83.2%-16.5pp |
| Annual return | -0.63% | 3123.80%-3124.4pp | 2268.06%-2268.7pp | 282.24%-282.9pp |
| Employer contribution / active EE | $1,668 | $3,123-46.6% | $2,787-40.2% | $4,866-65.7% |
| Participant deferral / active EE | $3,534 | $3,993-11.5% | $3,583-1.4% | $5,352-34.0% |
| Admin fee / account holder | $52,729 | $5,694+826.0% | $4,882+980.1% | $9,541+452.7% |