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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,479 | $65,027+53.0% | $90,970+9.4% | $79,852+24.6% |
| Participation rate | 72.1% | 61.6%+10.5pp | 69.0%+3.1pp | 69.6%+2.5pp |
| Annual return | 17.54% | 30.45%-12.9pp | 134.58%-117.0pp | 31.72%-14.2pp |
| Employer contribution / active EE | $3,674 | $1,247+194.6% | $2,122+73.1% | $2,471+48.7% |
| Participant deferral / active EE | $8,546 | $2,512+240.2% | $3,373+153.3% | $3,740+128.5% |
| Admin fee / account holder | $10,269 | $4,535+126.4% | $5,960+72.3% | $5,306+93.5% |