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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,568 | $110,212-43.2% | $96,534-35.2% | $139,466-55.1% |
| Participation rate | 84.2% | 78.1%+6.1pp | 76.0%+8.2pp | 80.3%+3.9pp |
| Annual return | 27.55% | 26.42%+1.1pp | 25.88%+1.7pp | 373.66%-346.1pp |
| Employer contribution / active EE | $4,644 | $3,620+28.3% | $2,965+56.6% | $4,754-2.3% |
| Participant deferral / active EE | $3,825 | $5,547-31.0% | $4,851-21.1% | $6,712-43.0% |
| Admin fee / account holder | $4,249 | $11,599-63.4% | $8,253-48.5% | $11,409-62.8% |