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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,749 | $100,811-57.6% | $86,698-50.7% | $134,545-68.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -21.39% | 29.11%-50.5pp | 35.96%-57.3pp | 418.37%-439.8pp |
| Employer contribution / active EE | $5,648 | $3,490+61.8% | $2,837+99.1% | $4,742+19.1% |
| Participant deferral / active EE | $3,359 | $5,339-37.1% | $4,656-27.9% | $6,401-47.5% |
| Admin fee / account holder | $2,637 | $10,926-75.9% | $7,492-64.8% | $11,431-76.9% |