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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,127 | $110,379+29.7% | $102,412+39.8% | $145,884-1.9% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 15.44% | 24.84%-9.4pp | 24.94%-9.5pp | 551.85%-536.4pp |
| Employer contribution / active EE | $2,124 | $4,216-49.6% | $3,870-45.1% | $4,662-54.4% |
| Participant deferral / active EE | $20,289 | $5,622+260.9% | $5,060+301.0% | $6,690+203.3% |
| Admin fee / account holder | $255 | $9,745-97.4% | $8,388-97.0% | $13,392-98.1% |