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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,985 | $133,998-33.6% | $112,263-20.7% | $134,545-33.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -14.32% | 47.17%-61.5pp | 27.49%-41.8pp | 418.37%-432.7pp |
| Employer contribution / active EE | $15,567 | $4,040+285.3% | $3,636+328.1% | $4,742+228.3% |
| Participant deferral / active EE | $13,825 | $5,292+161.2% | $4,729+192.3% | $6,401+116.0% |
| Admin fee / account holder | $1,033 | $7,493-86.2% | $6,410-83.9% | $11,431-91.0% |