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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,192 | $165,361+1.1% | $149,715+11.7% | $158,950+5.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.70% | 348.24%-335.5pp | 276.66%-264.0pp | 302.91%-290.2pp |
| Employer contribution / active EE | $3,565 | $5,103-30.1% | $4,645-23.2% | $4,762-25.1% |
| Participant deferral / active EE | $8,710 | $7,182+21.3% | $6,842+27.3% | $5,983+45.6% |
| Admin fee / account holder | $9,345 | $10,808-13.5% | $9,310+0.4% | $11,248-16.9% |