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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,044 | $73,978-22.9% | $96,515-40.9% | $75,173-24.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 14.66% | 26.72%-12.1pp | 35.73%-21.1pp | 160.72%-146.1pp |
| Employer contribution / active EE | $3,426 | $2,931+16.9% | $3,740-8.4% | $2,671+28.3% |
| Participant deferral / active EE | $3,457 | $3,660-5.5% | $4,880-29.1% | $4,126-16.2% |
| Admin fee / account holder | $2,122 | $5,219-59.3% | $6,735-68.5% | $5,651-62.4% |