Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,341 | $81,262-93.4% | $155,602-96.6% | $80,911-93.4% |
| Participation rate | 60.7% | 66.2%-5.6pp | 78.2%-17.5pp | 67.6%-7.0pp |
| Annual return | 6.10% | 33.34%-27.2pp | 64.81%-58.7pp | 35.63%-29.5pp |
| Employer contribution / active EE | $1,112 | $3,102-64.1% | $4,675-76.2% | $2,756-59.6% |
| Participant deferral / active EE | $1,195 | $3,451-65.4% | $5,629-78.8% | $4,297-72.2% |
| Admin fee / account holder | $390 | $7,992-95.1% | $15,923-97.6% | $6,935-94.4% |