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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $56,485 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,373 | $86,791-47.7% | $115,037-60.6% | $59,188-23.3% |
| Participation rate | 80.8% | 72.8%+7.9pp | 81.4%-0.6pp | 69.4%+11.4pp |
| Annual return | 5.11% | 4.44%+0.7pp | 26.14%-21.0pp | 5.51%-0.4pp |
| Employer contribution / active EE | $2,076 | $2,950-29.6% | $4,608-54.9% | $2,098-1.0% |
| Participant deferral / active EE | $9,012 | $5,298+70.1% | $6,026+49.5% | $3,265+176.1% |
| Admin fee / account holder | $48 | $95-49.2% | $8,175-99.4% | $92-47.7% |