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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,529 | $71,197-43.1% | $93,669-56.7% | $80,925-49.9% |
| Participation rate | 64.3% | 60.4%+3.9pp | 68.7%-4.4pp | 67.7%-3.4pp |
| Annual return | 11.17% | 11.27%-0.1pp | 133.59%-122.4pp | 35.65%-24.5pp |
| Employer contribution / active EE | $706 | $1,565-54.9% | $2,424-70.9% | $2,756-74.4% |
| Participant deferral / active EE | $2,669 | $4,036-33.9% | $4,416-39.6% | $4,299-37.9% |
| Admin fee / account holder | $1,962 | $6,959-71.8% | $8,291-76.3% | $6,940-71.7% |