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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,566 | $58,493-70.0% | $84,023-79.1% | $72,976-75.9% |
| Participation rate | 83.8% | 61.2%+22.5pp | 69.0%+14.7pp | 69.5%+14.3pp |
| Annual return | 0.00% | 28.93%-28.9pp | 71.32%-71.3pp | 81.02%-81.0pp |
| Employer contribution / active EE | $424 | $1,163-63.5% | $1,984-78.6% | $2,440-82.6% |
| Participant deferral / active EE | $1,676 | $2,394-30.0% | $3,239-48.2% | $3,608-53.5% |
| Admin fee / account holder | $374 | $4,569-91.8% | $6,102-93.9% | $5,124-92.7% |