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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,361 | $124,351-79.6% | $109,188-76.8% | $167,553-84.9% |
| Participation rate | 90.0% | 79.4%+10.6pp | 75.9%+14.1pp | 82.1%+7.9pp |
| Annual return | 3.60% | 26.04%-22.4pp | 25.76%-22.2pp | 478.89%-475.3pp |
| Employer contribution / active EE | $10,901 | $4,210+158.9% | $3,723+192.8% | $4,840+125.2% |
| Participant deferral / active EE | $5,026 | $5,257-4.4% | $4,654+8.0% | $6,343-20.8% |
| Admin fee / account holder | $13,768 | $7,975+72.6% | $6,755+103.8% | $12,316+11.8% |