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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,387 | $97,732-65.8% | $83,831-60.2% | $135,380-75.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 0.58% | 1287.56%-1287.0pp | 850.99%-850.4pp | 519.81%-519.2pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,152 | $4,683+31.4% | $4,082+50.7% | $5,609+9.7% |
| Admin fee / account holder | $20,813 | $6,675+211.8% | $5,479+279.9% | $10,828+92.2% |