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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,855 | $165,399-57.8% | $149,745-53.4% | $158,982-56.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.75% | 348.34%-340.6pp | 276.72%-269.0pp | 302.99%-295.2pp |
| Employer contribution / active EE | $5,471 | $5,105+7.2% | $4,646+17.8% | $4,763+14.9% |
| Participant deferral / active EE | $5,576 | $7,183-22.4% | $6,843-18.5% | $5,983-6.8% |
| Admin fee / account holder | $9,446 | $10,811-12.6% | $9,312+1.4% | $11,252-16.0% |