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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,944 | $157,304-73.3% | $141,197-70.3% | $152,909-72.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 11.33% | 64.34%-53.0pp | 71.41%-60.1pp | 345.46%-334.1pp |
| Employer contribution / active EE | $7,859 | $5,263+49.3% | $4,736+65.9% | $4,764+65.0% |
| Participant deferral / active EE | $5,592 | $7,111-21.4% | $6,710-16.7% | $5,851-4.4% |
| Admin fee / account holder | $1,397 | $12,126-88.5% | $10,265-86.4% | $11,601-88.0% |