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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,232 | $100,073+51.1% | $85,126+77.7% | $145,877+3.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 34.09% | 84.11%-50.0pp | 66.63%-32.5pp | 551.28%-517.2pp |
| Employer contribution / active EE | $2,136 | $3,236-34.0% | $2,731-21.8% | $4,663-54.2% |
| Participant deferral / active EE | $8,536 | $5,294+61.2% | $4,523+88.7% | $6,691+27.6% |
| Admin fee / account holder | $11,481 | $7,261+58.1% | $6,160+86.4% | $13,402-14.3% |