Filed March 24, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 17 11601 WILSHIRE BOULEVARD · LOS ANGELES, CA 90025 | Pension Consulting | $146,683 |
Service code 12 · EIN 84-1477138 | Participant communication; Recordkeep... | $36,306 |
Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009 | Shareholder servicing fees; Custodial... | $19,425 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,420 | $63,905+5.5% | $74,184-9.1% | $57,658+16.9% |
| Participation rate | 73.1% | 79.8%-6.7pp | 76.6%-3.6pp | 70.2%+2.8pp |
| Annual return | 5.89% | 60.60%-54.7pp | 17.74%-11.8pp | 5.13%+0.8pp |
| Employer contribution / active EE | $2,745 | $1,840+49.2% | $2,370+15.8% | $1,974+39.1% |
| Participant deferral / active EE | $4,470 | $3,448+29.6% | $3,550+25.9% | $3,061+46.1% |
| Admin fee / account holder | $436 | $91+379.0% | $5,586-92.2% | $95+361.5% |