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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,296 | $80,992-63.8% | $96,534-69.7% | $75,173-61.0% |
| Participation rate | 28.3% | 71.8%-43.5pp | 76.0%-47.7pp | 67.2%-38.9pp |
| Annual return | 40.14% | 27.05%+13.1pp | 25.88%+14.3pp | 160.72%-120.6pp |
| Employer contribution / active EE | $0 | $2,283-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,592 | $3,929-8.6% | $4,851-25.9% | $4,126-12.9% |
| Admin fee / account holder | $1,763 | $6,717-73.8% | $8,253-78.6% | $5,651-68.8% |