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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,983 | $72,404-64.1% | $110,243-76.4% | $64,173-59.5% |
| Participation rate | 75.9% | 73.3%+2.6pp | 79.8%-3.9pp | 69.6%+6.4pp |
| Annual return | -7.92% | -6.29%-1.6pp | 314.76%-322.7pp | 7.63%-15.6pp |
| Employer contribution / active EE | $1,199 | $2,282-47.4% | $3,827-68.7% | $2,381-49.6% |
| Participant deferral / active EE | $3,078 | $3,469-11.3% | $4,672-34.1% | $3,470-11.3% |
| Admin fee / account holder | $2,027 | $5,664-64.2% | $8,548-76.3% | $4,887-58.5% |