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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,573 | $78,707-67.5% | $117,861-78.3% | $70,126-63.5% |
| Participation rate | 82.7% | 73.2%+9.5pp | 79.7%+3.0pp | 69.5%+13.1pp |
| Annual return | 18.32% | 23.30%-5.0pp | 335.11%-316.8pp | 73.15%-54.8pp |
| Employer contribution / active EE | $1,250 | $2,223-43.8% | $3,786-67.0% | $2,343-46.6% |
| Participant deferral / active EE | $3,222 | $3,297-2.3% | $4,482-28.1% | $3,332-3.3% |
| Admin fee / account holder | $3,019 | $5,066-40.4% | $8,021-62.4% | $4,645-35.0% |