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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,985 | $115,917+23.4% | $100,535+42.2% | $158,982-10.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 14.54% | 34.80%-20.3pp | 30.90%-16.4pp | 302.99%-288.5pp |
| Employer contribution / active EE | $2,196 | $4,105-46.5% | $3,419-35.8% | $4,763-53.9% |
| Participant deferral / active EE | $6,215 | $6,677-6.9% | $6,271-0.9% | $5,983+3.9% |
| Admin fee / account holder | $3,190 | $11,002-71.0% | $8,085-60.5% | $11,252-71.7% |