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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,735 | $110,801-65.0% | $86,615-55.3% | $167,536-76.9% |
| Participation rate | 40.0% | 75.8%-35.8pp | 71.6%-31.6pp | 82.1%-42.1pp |
| Annual return | 12.47% | 116.96%-104.5pp | 63.51%-51.0pp | 478.82%-466.3pp |
| Employer contribution / active EE | $2,880 | $3,245-11.2% | $2,496+15.4% | $4,839-40.5% |
| Participant deferral / active EE | $5,224 | $4,547+14.9% | $3,699+41.2% | $6,342-17.6% |
| Admin fee / account holder | $2,298 | $8,417-72.7% | $5,830-60.6% | $12,315-81.3% |