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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,510 | $104,577-70.8% | $76,667-60.2% | $152,909-80.0% |
| Participation rate | 33.3% | 76.6%-43.3pp | 72.1%-38.8pp | 82.5%-49.1pp |
| Annual return | 20.11% | 1014.36%-994.2pp | 1166.74%-1146.6pp | 345.46%-325.3pp |
| Employer contribution / active EE | $4,063 | $3,119+30.3% | $2,303+76.4% | $4,764-14.7% |
| Participant deferral / active EE | $7,568 | $4,237+78.6% | $3,336+126.9% | $5,851+29.3% |
| Admin fee / account holder | $31,040 | $12,290+152.6% | $6,423+383.2% | $11,601+167.6% |