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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,835 | $209,888-86.3% | $189,545-84.8% | $167,553-82.8% |
| Participation rate | 92.3% | 88.7%+3.6pp | 87.8%+4.5pp | 82.1%+10.2pp |
| Annual return | 11.26% | 748.66%-737.4pp | 555.36%-544.1pp | 478.89%-467.6pp |
| Employer contribution / active EE | $6,410 | $6,915-7.3% | $6,162+4.0% | $4,840+32.4% |
| Participant deferral / active EE | $2,189 | $8,934-75.5% | $8,220-73.4% | $6,343-65.5% |
| Admin fee / account holder | $4,950 | $14,300-65.4% | $12,049-58.9% | $12,316-59.8% |