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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,485 | $197,637-87.6% | $177,848-86.2% | $158,982-84.6% |
| Participation rate | 92.3% | 88.5%+3.8pp | 87.7%+4.6pp | 82.0%+10.3pp |
| Annual return | 7.36% | 58.77%-51.4pp | 48.33%-41.0pp | 302.99%-295.6pp |
| Employer contribution / active EE | $6,415 | $6,698-4.2% | $5,919+8.4% | $4,763+34.7% |
| Participant deferral / active EE | $2,189 | $8,405-74.0% | $7,714-71.6% | $5,983-63.4% |
| Admin fee / account holder | $6,816 | $15,406-55.8% | $12,431-45.2% | $11,252-39.4% |