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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,852 | $106,247+58.0% | $96,515+73.9% | $139,466+20.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 11.72% | 38.47%-26.8pp | 35.73%-24.0pp | 373.66%-361.9pp |
| Employer contribution / active EE | $15,886 | $4,106+286.9% | $3,740+324.8% | $4,754+234.2% |
| Participant deferral / active EE | $3,695 | $5,456-32.3% | $4,880-24.3% | $6,712-44.9% |
| Admin fee / account holder | $1,816 | $7,885-77.0% | $6,735-73.0% | $11,409-84.1% |