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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,699 | $102,385+15.0% | $147,080-20.0% | $80,935+45.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 21.79% | 135.09%-113.3pp | 420.17%-398.4pp | 35.66%-13.9pp |
| Employer contribution / active EE | $6,003 | $3,717+61.5% | $4,933+21.7% | $2,757+117.7% |
| Participant deferral / active EE | $6,555 | $6,651-1.4% | $8,066-18.7% | $4,299+52.5% |
| Admin fee / account holder | $14,074 | $7,951+77.0% | $12,989+8.4% | $6,924+103.3% |