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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,291 | $93,617+52.0% | $135,982+4.6% | $75,177+89.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 110.70% | 30.89%+79.8pp | 68.32%+42.4pp | 160.75%-50.0pp |
| Employer contribution / active EE | $3,037 | $3,538-14.2% | $4,859-37.5% | $2,671+13.7% |
| Participant deferral / active EE | $6,432 | $6,406+0.4% | $7,760-17.1% | $4,126+55.9% |
| Admin fee / account holder | $2,733 | $6,980-60.8% | $10,767-74.6% | $5,651-51.6% |