Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $5,982 |
BENEFIT EQUITY, INC.4 years Filed as: BENEFIT EQUITY INC. Service code 15 · EIN 33-0384246 | Recordkeeping | $3,306 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,848 | $56,503-56.0% | $69,884-64.4% | $64,819-61.7% |
| Participation rate | 44.6% | 70.5%-25.9pp | 70.5%-25.9pp | 71.5%-26.9pp |
| Annual return | 53.05% | -13.44%+66.5pp | 190.81%-137.8pp | 32.84%+20.2pp |
| Employer contribution / active EE | $314 | $2,046-84.7% | $2,560-87.7% | $2,507-87.5% |
| Participant deferral / active EE | $2,183 | $3,389-35.6% | $3,848-43.3% | $4,311-49.4% |
| Admin fee / account holder | $22 | $160-86.0% | $6,266-99.6% | $188-88.0% |